Online Retirement Planning- A Lower Cost Alternative
Why Online Retirement Planning?-For those who cannot meet face to face, this provides an easy alternative.
-Lower cost -Easy to use. All you need is an internet connection and a telephone. -Low fee-only charge of $500 -Some financial planners charge over $5000 for retirement planning. We can do this online with you for only $500 by giving you a more simplified, easier to understand retirement plan. -Our retirement plan is very easy to understand. Some financial planners like to overwhelm their clients with up to 100 pages of information, to the point where it is impossible to comprehend. We have made this much simpler and more condensed so all clients can see where they stand today and under various scenarios. |
What You Get- Live planning with with the company's owner who is a Chartered Financial Analyst.
- An easy to understand retirement plan -We will review your existing portfolio for you and make recommendations as to how to meet your retirement goals and better diversify your wealth. - We will show you how your investments change through time and if you can meet your retirement goals. - We can change assumptions on the fly and you can see how your investments in real time and at exactly what age your retirement funds will be depleted. -Advice concerning your current investment strategy as well as whether or not your are diversified enough - Recommendations on investing in high dividend yield, low debt stocks based on our own model portfolio - Advice concerning estate planning and insurance needs - We give you 2.5 hours in our session. If the retirement planning session ends before the 2.5 hours is up, you are free to ask any questions related to personal finance or investments until the time is up. |
How It Works- We schedule a call with you as well as an online Goto Meeting.
- At the online meeting, we discuss your situation and what we can offer. - We gather details on your investments, goals, and retirement needs. - We then begin inputting your investments along with a variety of assumptions into our financial planning software. - After about 30 minutes we stop and see if this is the type of service you are looking for. If so, this is when payment must be made via Paypal or credit card. - We show you in real time how your investments grow through retirement and when your funds will be depleted. - We show you multiple scenarios so you know what can happen to your retirement goals in positive as well as negative scenarios. - We then discuss with you, if necessary, how you can change your goals, savings habits, and possible retirement age in order to retire with peace of mind. - Lastly, we email you a final retirement plan pdf along with a variety of scenarios. |
Services Afterward- We allow one online meeting of 30 minutes per year after the initial consultation.
- If clients would like further help or more detailed planning, we can do this for an hourly rate. See our fee schedule for financial planning. |